Terms of Service

Last updated: 6 October 2026

These terms are the agreement between you and Batti Express Technologies about using DreamFundSL. Please read them. They are written to be understood, not to hide anything.

1. About these terms

DreamFundSL (the “Service”) is operated by Batti Express Technologies (“we”, “us”), Sri Lanka. By creating a family account, signing in, or using the Service, you agree to these terms and to our Privacy Policy and Billing & Refund Policy, which form part of this agreement. If you do not agree, please do not use the Service.

If you use the Service on behalf of a family, you confirm that you have the authority to do so.

2. What DreamFundSL is

DreamFundSL is a family finance workspace. You enter your own information, and the Service helps you organise it: transactions, bank and cash balances, budgets, bills, recurring items, savings goals, an emergency fund, an investment challenge box, reports and a Financial Health score.

• It is a record-keeping tool. Banking and Emergency Fund features keep a record of movements you tell us about. They do not connect to your bank, and they do not actually move, hold or invest money. A balance shown in DreamFundSL is only as accurate as what you have entered.
• It is available in the browser, as an installable web app, and as a desktop app. They all use the same account.

3. Accounts and families

• Who can sign up. You must be at least 18 to create a family account. Whoever creates it becomes the family Admin.
• Members. The Admin can add other family members, including children, and is responsible for who is added and what each person is allowed to do. Each person signs in with their own email and password. Do not share passwords.
• Accurate details. Give us accurate sign-up information (such as a working email address) and keep it up to date. We use it for password resets, verification and important notices.
• Keep your sign-in safe. Choose a strong password and turn on two-step verification if it is offered to you. You are responsible for activity under your account unless you told us promptly that it was compromised.
• Automatic sign-out. For your protection you are signed out after a few minutes without activity, and a session never lasts longer than 24 hours.
• One family, one account. A family account is for one household. Please do not use one account to run finances for unrelated people or as a commercial bookkeeping service.

4. Plans, the Free trial and billing

The Free plan is a 30-day trial

Every new family starts on the Free plan. Please understand how it works before you rely on it:

1. Days 1–30. You can use the Free plan, within its limits, at no charge.
2. After day 30. If you have not moved to a paid plan, your family is frozen: nobody in the family can sign in until you choose a paid plan.
3. 30 more days. We keep your data during a 30-day grace period and email the Admin when your family is frozen and again about 7 days before deletion.
4. Then deletion. If the family is still on the Free plan at the end of the grace period, the family and all of its data are permanently deleted and cannot be recovered.

Choosing a paid plan at any point ends the freeze straight away. Export your records first if you decide not to continue (see section 5).

Paid plans

• Plans, limits and prices (in Sri Lankan rupees, LKR) are shown on our pricing section. Monthly and yearly plans are billed for each period; the Forever plan is a single one-time payment with no renewals.
• “Forever” means for as long as we operate DreamFundSL. It is not a promise to operate the Service indefinitely, but if we ever close the Service we will give you notice and the chance to export your data (section 8).
• Payments are handled securely by PayHere. We never see or store your card number. Any taxes that apply will be shown before you pay.
• We confirm a plan once payment is received. If you were charged but your plan has not been activated, contact us and we will fix it.
• We may change prices or plan limits for the future. We will give notice before a change affects you, and a change will not alter what you have already paid for in the current period.
• You can ask to change or cancel your plan from the Subscription page in the app, or by emailing us. Cancelling stops future billing; you keep your plan until the end of the period you paid for.
• Refunds are covered by our Billing & Refund Policy.

If a paid plan ends and is not renewed, your family may be moved back to the Free plan, and the rules above can then apply. We will try to contact the Admin before that affects your access.

5. Your data

• You own your data. The records you enter remain yours. You give us permission to store and process them only so that we can provide and secure the Service for you, as described in the Privacy Policy.
• You can take it with you. You can export your transactions and reports as CSV, Excel or PDF from the Reports page whenever you like.
• Do not enter secrets. DreamFundSL only needs the last 4 digits of an account number. Never type bank passwords, PINs, one-time passwords (OTPs), card numbers or full account numbers into any field, including descriptions and notes.
• You are responsible for what you enter, including having the right to enter information about other people (such as family members).
• Backups. We take care to protect your data, but you are responsible for keeping your own copies of anything important. Exporting regularly is a good habit.

6. Acceptable use

You agree not to:

• break the law, or use the Service to hide, launder or move the proceeds of crime;
• try to access another family’s data, or probe, scan or test the Service for weaknesses without our written permission (to report a security problem responsibly, see our contact page);
• disrupt or overload the Service, or bypass its limits, rate limits or plan restrictions;
• copy, resell, reverse engineer or build a competing service from the Service, except where the law allows it;
• upload malware, or content that is unlawful, abusive or infringes someone else’s rights;
• use automated tools to create accounts or collect data from the Service.

7. Not financial advice

The Financial Health score, Budget Advisor, Safe-to-Spend figure, Emergency Fund guidance, daily tasks, coaching messages, reports and similar features are general information calculated from what you have entered. They are estimates and rules of thumb. They are not financial, investment, tax, accounting or legal advice, and they take no account of your wider circumstances.

Reports such as the Tax report organise your records by category; they do not calculate tax or decide what is deductible. Please speak to a qualified professional before making important financial decisions or filing returns.

8. Availability and changes

• We work to keep the Service available but cannot promise it will always be uninterrupted or error-free. We may take it offline for maintenance (we show a maintenance page when we do) and may add, change or remove features.
• The app can keep some information on your device so you can enter transactions while offline; those entries are sent when you are back online.
• If we decide to permanently close the Service, we will give you reasonable advance notice and time to export your data.

9. Third-party services

The Service relies on other providers: Cloudflare (hosting and database), PayHere (payments), Resend (email) and Text.lk (SMS). Their own terms apply to their services, and we are not responsible for outages or acts of providers outside our reasonable control. See the Privacy Policy for what each one receives.

10. Suspension and ending your account

• By you. You can stop using the Service at any time. To close a family account and have its data deleted, email us from the Admin’s registered address.
• By us. We may suspend or close an account if it breaches these terms, puts the Service or other families at risk, is used unlawfully, or has an unpaid balance, and we will tell you why where we reasonably can. If the Free trial ends, section 4 applies.
• What happens to data. When an account is closed, we delete its data as described in the Privacy Policy. We may keep limited records where the law requires it, such as payment records.

11. Disclaimers and liability

The Service is provided “as is” and “as available”. To the fullest extent the law allows, we do not promise that it will meet every need, be free of errors, or that figures, scores or suggestions are complete or suitable for your situation.

To the fullest extent the law allows, we are not liable for indirect or consequential loss, loss of profits, or loss that results from information you entered incorrectly or from decisions you make using the Service. Our total liability to you for any claim relating to the Service is limited to the amount you paid us for the Service in the 12 months before the event that caused the claim.

Nothing in these terms excludes or limits liability that cannot be excluded or limited by law, including liability for fraud or for death or personal injury caused by negligence, and nothing affects your rights under the laws of Sri Lanka that cannot be waived.

12. Changes to these terms

We may update these terms from time to time, for example when we add features or when the law changes. We will change the “Last updated” date above and, for significant changes, tell you in the app or by email before they take effect. If you keep using the Service after the change takes effect, you accept the updated terms. If you do not agree, you can stop using the Service and export your data.

13. Governing law

These terms are governed by the laws of Sri Lanka, and the courts of Sri Lanka have jurisdiction over any dispute, unless the law gives you the right to bring a claim elsewhere. We would always rather resolve a problem directly first, so please contact us.

14. Contact us

Batti Express Technologies
Email: support@dreamfundsl.com
More ways to reach us are on our contact page.